According to the French insurance lobby France Assureurs, home insurance premiums already increased by 7.8 percent in 2025, while the climate disaster premium — which doesn’t cover wildfires — rose by 66 percent. For now, most French residents can still easily obtain home insurance anywhere in mainland France, according to the public reinsurer. But it is seeing early signs of strain in a few
If you’re heading to France or Spain – or are already there – devastating wildfires could throw your plans into chaos. Here is how your travel insurance can help. While the government has not issued an official warning against travel, the Association of British Insurers says you should closely monitor local advice and carefully review
Sheds and garages are often used to store valuable belongings, from bikes and power tools to lawnmowers. But if they’re stolen, you may not be covered in the way you expect. According to Aviva, theft claims involving sheds and outbuildings averaged £4,567 in 2025, while home insurance policies can apply different limits and conditions to
Leadway Assurance, CubeCover and Vitse Technologies have signed on as official partners for the fifth edition of Insurance Meets Tech (IMT), reinforcing growing collaboration between insurers and technology firms as the industry accelerates its digital transformation. The organisers of the annual conference said Leadway Assurance will serve as Official Insurer, CubeCover as Official Digital Insurer,
The Supreme Court has dismissed an appeal by two insurance companies seeking to rely on a twenty-year-old test case ruling that has since been shown to be legally incorrect, providing the first detailed guidance on when courts may depart from the normally binding effect of group litigation order decisions. In AXA Insurance UK PLC and
Health insurance is rarely something people sit down and design from scratch. It tends to build up slowly. A policy bought early in life stays active. Employer coverage comes into the picture later. Family needs change, but insurance decisions are not always revisited with the same urgency. Over time, it is not unusual for people
However, intelligence without trust creates risk. As AI becomes embedded across underwriting, claims, pricing, fraud detection, compliance, and customer engagement, insurers must establish robust AI Governance and well-defined guard rails. Every high-impact AI-generated recommendation should be explainable, evidence-backed, monitored for bias, and subject to human accountability. Ethical AI, strong cybersecurity, privacy-by-design, regulatory compliance, and transparent
It’s easy to let your travel insurance auto-renew, year after year. But will it pay out when you need it? Half of Which? Connect members who purchase travel insurance said they had not updated their cover to reflect changes to their trips, according to our online survey of 1,168 members carried out in April 2026.
New Financial Conduct Authority (FCA) data suggests insurers reject almost three in 10 home insurance claims. It’s a little better for travel insurance customers, with claims accepted between 83% and 85.5% of the time (depending on the type of travel insurance owned). However, claims acceptance rates exceeded 90% for most of the insurance products covered
The Essex-based business concentrates on private motor insurance and on customers whose circumstances may require greater flexibility during the quotation process. This includes younger motorists, drivers with penalty points or previous motoring convictions, customers with limited or no No Claims Discount, and motorists whose circumstances may not fit conventional mainstream underwriting models. Gate Insurance Brokers