Life insurance can help loved ones cover an inheritance tax (IHT) bill after you die. But our survey found that just 14% of Which? members with cover have put their policy in trust – a step that can shield the payout from IHT. The legal arrangement means that any lump sum doesn’t count as part
As employment and commercial solicitors working for businesses that don’t have their own in-house HR, I think it’s important that we educate and protect our clients. Considering commercial relations, cashflow and reputation alongside employment law is not just good practice, but vital. However, we are seeing insurance-based HR services putting up barriers and creating risks.
ATLANTA, Oct. 15, 2026 /PRNewswire/ — Cogitate, a leading provider of AI-powered core insurance technology, marks the two-year anniversary of CAIRA, its embedded AI intelligence within the DigitalEdge Insurance Platform, and a significant evolution in the company’s vision for AI across the insurance lifecycle. Cogitate Introduced two years ago, CAIRA was built around a clear
For millions of people, car insurance is an unavoidable cost of living – and for around half of policyholders, it’s a monthly bill. Paying in monthly instalments – known as ‘premium finance’ – is often a matter of necessity rather than choice. And with average car insurance premiums having soared in recent years, more and
Flood Re, a UK government and industry-backed scheme designed to stop insurers abandoning swathes of the country that regularly flood, creates a pot of money with a levy on every UK home insurance policy. Insurers that choose to take part can use that money to cover claims from floods. But one insider with specialist insight
IICF’s gala takes its total to more than £3.2m since 2015, with literacy in focus this year The Insurance Industry Charitable Foundation UK (IICF) raised more than £120,000 at its annual gala dinner, adding to funds for charities that support young people facing adversity. The event, held at Plaisterers’ Hall in London on October 8, brought
Pet insurance can reduce eligible veterinary costs, while payment plans spread what you owe over time. Here’s how the two compare. Parade aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission. A $3,000 emergency vet bill creates two separate problems. First,
Paying monthly for car insurance costs more as it is essentially a credit agreement, meaning drivers are charged interest or administration fees for spreading the cost Car insurance is more expensive if you pay monthly(Image: Getty Images) Which? has slammed car insurance firms for charging a “poverty premium” to customers who cannot afford to pay
Specialist insurer Rrelentless has introduced a new haulage insurance proposition. It said the product had been designed to take account of increasing operational, regulatory and commercial pressures facing haulage operators and logistics businesses. The new proposition combines fleet insurance backed by Zurich and legal services from haulage-specialised solicitors Backhouse Jones, alongside a package of inclusive
Some of the best home insurance policies can’t be bought through price comparison websites. In our latest analysis of home insurers, almost half of our top-rated policies can only be bought directly, meaning you could overlook the best cover if you rely on comparison sites alone. We assessed 72 home insurance policies from 30 brands.