October 31, 2026
Stock Brokers

Best Stock Brokers in the UK | Compare Fees


A stock broker gives you access to the stock market, and in the UK that comes in two forms. Share dealing brokers let you buy and own real shares, funds, and ETFs, and hold them in an account such as a Stocks and Shares ISA or a SIPP. CFD brokers let you trade on a share’s price with leverage without owning it. This guide covers both, all FCA-authorised, so you can pick the model that fits how you want to invest or trade.

Below you’ll find our current picks, in-depth reviews, and a clear rundown of what to weigh up before you open an account. The most important first decision is whether you want to own shares or trade them with leverage, so we start there.

How to Choose the Right Stock Broker

Choosing a stock broker starts with one decision: do you want to own shares or trade them with leverage? A share dealing broker lets you own real shares and hold them long term, including in an ISA or SIPP. A CFD broker lets you speculate on a share’s price, up or down, using leverage, which magnifies gains and losses, does not give you ownership or an ISA, and is higher risk. Once you have settled on the model, the things that matter most are the all-in cost (commissions and platform fees for share dealing, or the spread and overnight charges for CFDs), the accounts on offer, and how much foreign exchange costs you when trading overseas shares. The sections below work through each in priority order.

Top Stock Brokers in the UK Compared

Here are our current picks at a glance. These platforms are presented for informational purposes and are not listed in order of preference. Fees and features change, so always verify with the broker directly before opening an account.

In-Depth Broker Reviews

Capital.com

Capital.com

4.9

65%-89% of retail investor accounts lose money when trading CFDs with Capital Com Group

FxPro

Read our full review of FxPro

Plus500

Plus500

4.9

76% of retail CFD accounts lose money.

eToro

eToro

4.8

eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Read our full review of eToro

IG Markets

IG Markets

4.7

69% of retail investor accounts lose money when trading spread bets and CFDs with this provider.

What to Compare When Choosing a Stock Broker

These are the features that matter most, ordered by how much they affect your long-term returns.

1. Dealing Fees and Platform Costs

The cost of investing is the biggest thing you control, and it comes in several parts. For share dealing, compare:

  • The dealing commission per trade, which may be a flat fee, a percentage, or advertised as zero (in which case check where the broker makes its money).
  • Any ongoing platform or custody fee, charged as a flat amount or a percentage of your holdings.
  • Inactivity fees on dormant accounts.

A flat-fee broker often suits larger portfolios, while a percentage-fee platform can be cheaper for smaller balances. For CFDs, the cost model is different: you usually pay through the spread, plus an overnight funding charge for holding a leveraged position, so the true cost depends on how long you hold and how much leverage you use.

2. Account Types

The wrapper you invest through can save you as much as the fee. Check which of these each broker offers:

  • Stocks and Shares ISA
  • Self-Invested Personal Pension (SIPP)
  • General Investment Account (GIA), for investing beyond your ISA and pension allowances.
  • Lifetime ISA or Junior ISA, if you are saving for a first home or for a child.

3. FX Fees and Overseas Market Access

If you want to buy US or international shares, foreign exchange fees can quietly become one of your biggest costs. Every time you convert pounds to dollars to buy, and back again to sell, a broker may charge a percentage, and the difference between a low and a high FX fee is large over time. Check the FX rate charged, whether the broker offers a multi-currency account to hold dollars, and which exchanges beyond the London Stock Exchange you can reach.

4. Investments Available

Check the broker lists what you actually want to hold. Most offer UK shares on the main market and AIM, but the range of US and international shares, ETFs, funds, investment trusts, and bonds varies. If you plan to build a diversified portfolio, breadth of choice matters; if you only want a handful of well-known shares, almost any broker will do.

5. Fractional Shares and Regular Investing

If you invest smaller amounts regularly, look for fractional shares, which let you buy a slice of a high-priced share, and automated regular investing, which lets you drip-feed a set amount each month. Dividend reinvestment, where dividends are automatically used to buy more shares, is another useful feature for long-term compounding.

6. Research, Tools, and Data

Good research helps you make informed decisions. Depending on how hands-on you are, look for company data and fundamentals, screeners, live or delayed prices, analyst views, and charting. Beginners may value curated ideas and clear education; more active investors may want advanced charting and real-time data.

7. Funding, Withdrawals, and Transfers

Check how you move money in and out. Most brokers support GBP deposits by Faster Payments and debit card, and the ability to transfer an existing ISA or pension in through the provider’s transfer service is worth confirming if you are switching provider. Look at withdrawal times too.

8. Platform Experience and Support

Finally, weigh how the platform feels to use across web and mobile, and the quality of support. Clear reporting on your holdings, performance, and costs is a good sign, and responsive UK-based support matters when something needs fixing.

Which Stock Broker Is Best for Your Strategy?

Match your priorities to the profile below, then compare the brokers that fit.

Best for Beginners

If you want a simple, guided platform to buy your first shares or funds.

Best for Low-Cost Investing

If keeping dealing and platform fees as low as possible is your priority.

Best for ISA and Pension Investors

If you want to invest through a Stocks and Shares ISA or a SIPP.

If you want wide global market access with low FX fees.

Best for Funds and ETFs

If you want to build a diversified portfolio from funds and ETFs.

Best for Active Traders

If you want advanced charting, data, and fast execution.

Best for CFD and Leveraged Trading

If you want to trade on share prices with leverage rather than own the shares, accepting the higher risk and the possibility of losing more than you deposit.

How Did Investing.com Choose the Best Stock Brokers?

Our review process evaluates stock brokers on the features that matter most to UK investors.

  • Trust and Security: We only feature brokers authorised and regulated by the FCA. Our regulation guide explains how to check a firm on the FCA register.
  • Cost: We compare the real cost of investing, combining dealing commissions, platform fees, and often-overlooked FX charges, rather than the headline rate alone.
  • Accounts:We check which accounts each broker supports, including the Stocks and Shares ISA, SIPP and General Investment Account.
  • Market Access: We assess access to the London Stock Exchange, AIM, and key international markets.
  • Experience: We test the platforms across desktop and mobile for ease of use and reliability.
  • Support: We check the quality and hours of UK support.

Final Thoughts

The best stock broker in the UK depends on your goals. If you are building long-term wealth, prioritise a broker with a Stocks and Shares ISA or a SIPP, low all-in costs, and access to the markets you want, so more of your return stays with you. If you are investing in overseas shares, pay close attention to FX fees, which can outweigh the headline commission. Whichever you choose, make sure it is FCA-authorised, so your money is held separately and your eligible investments are protected.

Frequently Asked Questions

What should I look for in a UK stock broker?

Start with FCA authorisation, then weigh cost, account types, and market access. Cost is the all-in figure: dealing commission, platform fee, and FX charges. Then check the broker offers the account you need, such as a Stocks and Shares ISA or SIPP, and lists the shares and funds you want to hold.

How much does it cost to buy shares in the UK?

Costs come in a few parts. There is usually a dealing commission per trade (some brokers advertise zero and earn from other charges), often an ongoing platform or custody fee, and a foreign exchange fee if you buy overseas shares. Compare the all-in cost for the way you plan to invest, and check current rates before opening an account.

Can I hold shares in a Stocks and Shares ISA or SIPP?

Yes. Most UK share dealing brokers offer a Stocks and Shares ISA, and many also offer a SIPP and a General Investment Account.

Can I buy US shares from the UK?

Yes, most UK brokers let you buy US shares such as Apple or Nvidia. The main thing to watch is the foreign exchange fee charged to convert your pounds to dollars, which varies widely between brokers and applies both when you buy and when you sell.

Can I buy fractional shares?

Many brokers now offer fractional shares, which let you buy a portion of a share rather than a whole one. This is useful for investing a set amount of money, or for buying into high-priced shares, and it pairs well with regular monthly investing. Availability and the range of eligible shares vary by broker.

What is the difference between a share dealing account and a CFD account?

A share dealing account lets you buy and own the actual shares, receive dividends, and hold them for the long term, including inside an ISA or SIPP. A CFD account lets you speculate on a share’s price rising or falling without owning it, using leverage, which magnifies both gains and losses and makes it higher risk. This page covers both, so check the Ownership Model column to see which each broker offers. For dedicated CFD and forex trading beyond shares, see our CFD brokers guide.

Most Popular Reviews

For a comprehensive analysis of each platform’s features, pricing models, and unique selling points, visit our detailed broker reviews:





Source link

Leave a Reply

Your email address will not be published. Required fields are marked *