Health insurance companies appear to be targeting older customers by reducing the level of orthopaedic cover offered, with benefits being cut on major procedures including joint replacement surgery, the industry watchdog says. It comes as the cost of private health insurance jumped by almost 11 per cent last year even as providers cut the level
Navium Marine, the marine-focused specialty MGA operating through The Fidelis Partnership’s Pine Walk platform, has partnered with Overhaul, a provider of global cargo risk management, to launch a “first-of-its-kind insurance solution built on real-time visibility of AI infrastructure cargo.” A spokesperson said, “The Helix Consortium connects Overhaul’s cargo risk management technology with the world’s leading
Purchasing life insurance for a child isn’t just about covering financial needs if something happens to them. For many parents, grandparents, and guardians, it’s about making sure that they’ll be able to get coverage when they’re adults. A permanent life insurance policy for a child can also lock in low premiums and even earn cash
Aviva customers can now obtain a life insurance quote using the provider’s ChatGPT app. The development builds on Aviva’s ChatGPT launch in April that already provides access to home insurance quotes. Customers can enter their details into the app to generate a quote with their information pre-populated into the Aviva system. Any customers who wish
As businesses embrace AI and identify use cases to enhance their product/service propositions, improve efficiency, and strengthen decision-making, they need to regularly evaluate the risks and manage them. Where their first line of defence fails, particularly in regard to cybersecurity, they seek reimbursement of losses by way of cybersecurity liability covers from insurance firms. As
Health insurance is one of those topics many people know they need but rarely feel excited to explore. It can seem crowded with unfamiliar terms, fine print, and numbers that are not always easy to compare. Premiums, deductibles, copays, provider networks, prescriptions, and coverage limits can make the process feel more complicated than it should
Some cars are far cheaper to insure than others, with Go.Compare data showing annual premiums starting from just £263 for certain models. That’s less than half the £560 average premium paid by drivers between January and March 2026, according to the Association of British Insurers. The comparison site shared data with Which? showing the 10
Gen Z consumers are more likely to use AI to alter an insurance claim to make their claim more financially favorable, recent data suggests. But consumer advocates and members of the generation themselves say this is a mark of a bigger, more insidious issue within the fabric of the U.S. insurance market. A third of
Do you really need event insurance? Here’s what to consider Event insurance isn’t new. But if you’re not an event planner, you may not even know event insurance exists to help protect you against the risks associated with hosting. In a nutshell, special event insurance is short-term general liability insurance designed to cover a group
As EV adoption rises, owners need to understand the claim-related risks linked to batteries, charging practices, maintenance, and compliance. Use approved batteries and chargers One of the most common reasons for rejection of EV insurance claims is the use of non-original equipment manufacturer (OEM) or unauthorised chargers or batteries. OEMs especially