Insurance

The scenario “As an optometrist and practice owner, I have started using a third-party app to record my calls with patients and provide a summary afterwards. This has been working well, but recently my business partner flagged that there might be a risk in terms of insurance. I’m now confused – would I be liable

Buying life insurance is often perceived as a straightforward decision. Most people understand that they need a policy to protect their family’s financial future. The real challenge, however, is deciding how much cover is enough. Choosing too little can leave dependents financially vulnerable, while choosing too much without understanding the rationale may strain long-term budgets. 

Historically, hospitals have provided care for people, while separate insurers have paid for that care. During the past two decades, however, this arrangement has changed. Today, nearly 1 in 3 hospitals also own insurance plans – putting them on both sides of the transaction. Sometimes referred to as “payviders,” these hospitals decide when and how

L-R: Dr. Julius Odidi, Head, Lagos Office National Insurance Commission (NAICOM); Mrs. Ebere Nwoji, Chairperson Nigerian Association of Insurance and Pension Editors (NAIPE); Mrs. Bola Odukale, Director-General of the Nigerian Insurers Association (NIA); and Olusesan Ogunyooye, Head of Marketing, AXA Mansard Insurance Plc, during the inauguration of the newly elected executives of NAIPE in Lagos.

Five insurance stocks- Fortis Global Insurance, International Energy Insurance, Custodian Investment, Consolidated Hallmark Holdings and NEM Insurance are currently the best-performing insurance stocks on the NGX amid the ongoing recapitalization exercise. As of the close of trading on August 14, 2026, all five had recorded double-digit year-to-date gains, with Fortis Global Insurance leading the pack

Regional geopolitical instability has put both contractual risk allocation and insurance coverage under pressure. How do those two issues interact, and what does that mean for contractors, Karie Akeelah and Ian Brown, of Trowers & Hamlins, ask. Karie Akeelah is a partner in the construction disputes team and Ian Brown is a partner in the

Car insurance prices are creeping up again, with the average annual premium now £2 higher than it was a year ago, at £566.   If you’re looking to beat the trend and get a better price for your insurance without switching provider every year, simply asking for a price cut is a good place to

Health insurance acts as a financial safety net during medical emergencies, helping cover healthcare costs while protecting savings and long-term financial goals. Explore the key benefits of health insurance and why adequate coverage is essential for financial security. Medical emergencies often arrive without warning. A sudden illness, an accident, or a critical diagnosis can disrupt