BOISE, Idaho (CBS2) — Open Enrollment for health insurance in Idaho begins Tuesday, Oct. 15. Idahoans can enroll in 2025 medical and dental coverage through Your Health Idaho, the state’s health insurance marketplace.
Idahoans can use a single application to apply for a tax credit and health insurance and find out the amount of tax credit they qualify for within seconds.
There are now 13 insurance carriers offering 149 medical and 24 dental plans for Idahoans. For the first time, Humana is offering dental plans on the marketplace for plan year 2025. Each county has at least four carriers, and most offer six to eight. Idahoans currently enrolled through Your Health Idaho are automatically renewed for 2025.
Nine out of every ten current enrollees receive a tax credit, which pays for some or all of their monthly premiums. Many Idahoans also qualify for Cost-Sharing Reductions available on Silver plans. These extra savings help lower the cost of things like co-pays, deductibles, and out-of-pocket maximums.
Along with the tax credit calculator at YourHealthIdaho.org, Idahoans can now quickly get an estimate of their employer-sponsored coverage affordability. Many Idahoans have affordable coverage through their employers, but their family members may not.
Working with a certified agent or broker ensures Idahoans choose the right plan and utilize all the savings they qualify for. These local experts are ready to answer questions, help navigate the application process and find the best plan for them and their families. Their help is available at no cost.
Certified agents and brokers are located across the state and can be foundHERE.
Open Enrollment is from Oct. 15 to Dec. 16. Those who do not enroll by midnight on Dec. 16 will have to wait until next October to enroll unless they experience a major life event such as getting married, having a baby or moving.
Coverage for plans selected during Open Enrollment begins Jan. 1, 2025.