December 3, 2024
Insurance

Data show massive insurance increase for those convicted of DUI


WICHITA, Kan. (KWCH) – This month is “Sober October” for thousands of Americans who have chosen to take a break from alcohol to focus on their health and safer choices.

New research shows what could happen to your insurance rates if you decide to drink and drive.

The latest data from market watch show how much Kansas drivers can expect to pay for insurance if they get a DUI. If you have full-coverage auto insurance, you could see a 62 percent increase on your rates after a DUI, jumping from $202 per month to $327.

The effect of a DUI is even more consequential for Kansas drivers with minimum liability policies. Their rates jump an average of 80 percent, from $57 a month to $102.

David Straughn, a member of the Market Watch Guides research team, said there are even more costs than just insurance to factor if you get a DUI.

“There’s the raw cost to consider. There’s also the fact that you’ll have fewer options,” Straughn said. “Not everyone is going to insure someone with a DUI on their record. That’s not even to consider things like paying for an attorney, paying fines. If you’re in a crash, having to deal with costs related to that. A DUI can affect your job prospects.”

With those consequences in mind, it’s important to plan for a designated driver or ride share service any time you plan to drink. Make that plan before you start drinking, while you’re in your best frame of mind, and stick to it.”



Source link

Leave a Reply

Your email address will not be published. Required fields are marked *