A RAND study reveals that many Americans find certain health insurance underwriting practices unfair, with fewer than 30% supporting linking premiums to factors like gender, age, or race, BenefitsPro reports. However, over 60% agree with higher rates for heavy drinkers, smokers, or drug users, while opinions on obesity are divided. These findings highlight public resistance to traditional risk-based pricing, posing challenges for insurers within the current Affordable Care Act framework, which allows insurers to adjust premiums based on age.
