Toni Apatira is promoted to Senior Commercial Lines Consultant. Toni started her Acuity career in 2016 as a Commercial Lines Underwriter. She was promoted to Senior Commercial Lines Underwriter in 2021 and Commercial Lines Consultant in 2022. Toni is a Georgia State University graduate with a bachelor’s degree in risk management and insurance and marketing. She holds the Chartered Property Casualty Underwriter (CPCU), Associate in Insurance Data Analytics (AIDA), and Associate in Risk Management (ARM) professional designations. Toni resides in Sheboygan Falls, Wisconsin.