The scheme, which came into effect this month, is part of a wider package of measures including pay rises and lower energy bills, now beginning to reach millions of people.
The fund is designed to help those facing the greatest financial pressure, particularly households dealing with high energy and essential living costs.
Support may include help with:
- Heating and fuel bills, including heating oil
- Emergency household expenses
- Short-term financial hardship
How to apply for the £1bn Crisis Fund
Unlike some national benefits, the fund is not paid automatically.
Instead, support is typically distributed through local councils and support schemes, meaning the process can vary depending on where you live.
“We know that many families worry about the family finances – and a sudden change in circumstance can lead to huge problems for people”
Today, we launched the Crisis and Resilience Fund to help councils support people on low incomes in England who face a financial crisis pic.twitter.com/BFhpGlKLCQ
— Department for Work and Pensions (@DWPgovuk) April 1, 2026
Steps to access support:
1. Check your local council website
Most applications will be handled locally, with guidance on eligibility and how to apply. Find your local council on gov.uk.
2. Look for cost of living or hardship support schemes
These may be listed under emergency help, household support, or welfare assistance.
3. Apply online or contact your council directly
Some areas offer online forms, while others may require phone or in-person applications.
4. Provide details of your financial situation
You may need to show income, expenses, or evidence of hardship.
Who is likely to qualify
While criteria vary by area, support is generally aimed at:
- Low-income households
- People receiving certain benefits
- Those facing sudden financial hardship
- Households with high energy costs or specific needs
What other cost of living support has come in this month
Alongside the fund, several cost of living measures are now in effect:
- The National Living Wage has increased to £12.71 an hour
- The National Minimum Wage has risen to £10.85
- Energy bills have fallen by an average of £117 a year
- Prescription charges have been frozen
Keir Starmer said the changes are designed to provide immediate relief.
He said: “More support will be available for people who need it most.”
