Key Takeaways Fire insurance is a type of property insurance that specifically covers losses and damages caused by fire. Homeowners insurance often includes some fire coverage, but additional fire insurance may be necessary for more extensive protection. Fire insurance policies generally do not cover deliberate fires or damage from excluded perils like war and nuclear
Aon, the global professional services company specialising in risk, retirement and health solutions, has published its 2026 Global Construction Insurance and Surety Market Report, outlining how rapid investment in digital infrastructure and data centres is influencing construction insurance markets, underwriting approaches and risk transfer strategies around the world. Aon said worldwide construction activity continues to
Which type(s) of small business insurance does your business need? (Almost) every coverage explained Small business insurance needs aren’t the same for every owner. While “business insurance” is often talked about as a single thing, it usually includes multiple types of small business insurance policies designed to address different risks. Insurance needs vary based on
GAP stands for Guaranteed Asset Protection. It’s designed to cover the difference in price between what you paid for your car and what your car insurance is paying out for a write-off, theft, or other total loss claim. Insurers typically will pay the current market value of a car, according to the RAC, but this
Life Insurance vs Fixed Deposit: When most of us think of safe savings, fixed deposits (FDs) often top the list. They’re easy to understand, give you a fixed interest rate over a set period, and our parents love it. But when you stretch your horizon past a few years, some life-insurance plans can actually earn
Why Trust Us Investopedia research and ratings are entirely independent, with no influence from advertising partnerships. Our team of researchers, editors, and writers created this list after collecting data points related to dozens of criteria from 45 companies. The criteria helped us evaluate each company’s coverage options for cancer patients and survivors, costs, financial stability,
Verisk, a global data analytics and technology provider to the insurance industry, has integrated its reliable insurance analytics and generative AI capabilities with artificial intelligence firm Anthropic’s Claude Enterprise. This integration is facilitated by standardised Verisk Model Context Protocol (MCP) connectors, which enable insurance and property restoration professionals to access insights conversationally within a secure,
Term life insurance continues to be the most straightforward and cost-effective way to secure a family’s financial future. Unlike traditional life insurance products, term plans are pure risk covers — offering a payout only in the event of the policyholder’s death during the policy tenure, with no maturity benefit if the individual survives the term.
Sogo Mobility has struck a deal with Admiral Pioneer to launch a driver-based insurance product for its Sogo One salary sacrifice scheme. The new offering prices insurance based on individual driver risk rather than averaging costs across an entire fleet. Ensure you always get Fleet News insight. Make us your preferred source on Google Sogo explained that
Principal could be an excellent choice if you want a high monthly coverage amount, which maxes out at $35,000. It’s also great if you want to create a long-term disability policy that perfectly fits your needs, thanks to its flexible waiting periods and diverse rider options. Besides offering the highest monthly benefit amount (along with