Photo: wavebreakmediamicro via 123RF Insurance offers protection and financial relief when unexpected events occur, including during winter months when icy roads and howling blizzards pose a risk of unforeseen accidents. Health insurance, for example, provides coverage for doctor visits, hospitalization, surgery, slip-and-fall, or winter sports injuries, and more. Auto insurance covers costly repairs following a car
I have pet insurance for my much loved 13-year-old dog and this year’s premium has risen to £85 a month. To add insult to injury, the annual premium now exceeds the maximum the insurer will pay out. Surely this is unfair? A Which? Money member Get expert help with your money questions ‘You could become
Key Takeaways Pet insurance options include accident-only, accident and illness, and wellness coverage. Insurance can save money on unexpected vet bills but may not cover everything. Premiums often increase as pets age, and many plans require upfront payment with later reimbursement. Exclusions often include pre-existing conditions, preventive care, and specific elective procedures. Consider insurance if
Key Takeaways Certain spring break activities, like renting a scooter and zip-lining, are often excluded from travel insurance coverage. High-risk or motorized activities often require an extra rider, even when the rest of the trip is covered. When shopping for a travel insurance policy, think through your planned activities so you can choose the right
Vet fees continue to rise and many other costs are on the increase, but pet insurance has on average become slightly cheaper as providers compete for custom, new research claims. The pricing data coincides with a study which found that one-third of UK pet owners don’t have insurance, with cost cited as one of the
Key Takeaways Life insurance offers benefits while you’re still alive and when you pass away. When you die, life insurance pays out a lump sum death benefit, enabling your heirs to use this money to cover your final expenses and replace your income. Life insurance payouts are generally income-tax free. Some permanent life insurance policies
About half of customers buying car and home insurance pay monthly, with 23 million doing so in 2023. But Which? believes many are potentially being ripped off. Yesterday, the Financial Conduct Authority (FCA) published a report concluding its ‘market study’ (begun in late 2024) investigating how insurance companies supply premium finance to customers. While its
Travelers planning trips in 2026 face a common question: Should they purchase travel insurance? With rising trip costs and unexpected disruptions becoming more common, the answer depends heavily on individual circumstances and trip details. Travel protection proves most valuable for high-cost international trips and nonrefundable bookings. When travelers invest thousands in prepaid airfare, resorts or
A Which? survey of nearly 3,500 customers shows which car insurance providers handle claims most effectively — with some familiar names scoring poorly Car insurance is something we need, but hope to never have to use(Image: Catherine Falls Commercial via Getty Images) Car insurance is something everyone needs, but we all hope we don’t have
Unlock the Editor’s Digest for free Roula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter. Zurich Insurance has reached an agreement on “key terms” of a takeover of Beazley after the Swiss group sweetened its bid for the FTSE 100 insurer. In a statement on Wednesday, the companies said Zurich