What is electric car insurance? As electric vehicles (EV) become more common, you can now buy insurance from pretty much all the big-name car insurance companies. Some insurers have launched specific policies for these vehicles, such as LV, with new insurers including Novo and Pluginsure also targeting EVs. Here, Which? reveals the best insurance policies
Car insurance covers a wide range of policies, from bare-bones options to cover with all the bells and whistles. Added to that are the specialist policies launched by insurers, targeting everyone from classic car enthusiasts to electric vehicle converts. Here, we unravel the different types of car insurance and explain who they’re for, so you
Why you can trust our car insurance reviews Real drivers who’ve claimed We asked 3,464 car insurance customers who’ve made a claim in the last two years to score their insurer. Expert analysis We rated 94 elements of each policy and drew on claims and complaints data from the Financial Conduct Authority and Financial Ombudsman
What is Gap insurance for? Gap insurance (guaranteed asset protection) protects you when you buy a new car. It’s designed to cover the difference between the amount your insurer would pay out if your car was stolen or written off and the price you paid for the vehicle. Suppose you’ve just spent £15,000 on a
What are excess and surplus lines of insurance? In E&S insurance, the term “lines” refers to the various commercial risk types or categories covered. Some businesses run operations that require E&S insurance, meaning the risks are too high or unique for the standard insurer. For example, fire coverage for an oil company may be hard
It said the total number of people covered by health insurance increased by 4% from 2023 to reach 6.5 million in 2024. The ABI added that 4.8 million of these people were covered by workplace policies. The number of people who claimed on either individual or workplace health insurance policies reached 1.8 million in 2024,
Climate change often feels distant—something discussed in headlines, not felt in daily life. Even phrases like “one-in-100-year flood” sound like a once-in-a-lifetime fluke, something most people will never experience. In reality, it means there is a one percent chance of that level of flooding in any given year. Those odds don’t reset with time, and
Data from 14 different nations has revealed a clear trend: SME owners are seeking out professional advice on cyber insurance, with a significant proportion driven to do so by rising fears around new technology, specifically AI. With cybersecurity a growing concern for small business owners, media coverage of high-profile cyber attacks against the Co-op, M&S,
Advanced machine learning and modern data architecture propel insurers to the forefront of industry innovation GREENWICH, Conn., January 20, 2026–(BUSINESS WIRE)–Zinnia, a leading life insurance and annuity (L&A) technology company, today announced a new integration with Snowflake, the AI Data Cloud company. With the Snowflake platform, Zinnia can more effectively deliver cutting-edge analytics and artificial
An insurance intermediary has expanded with a takeover. Clear Group has bought Shire Insurance Services. Bosses say the move for the veterinary sector broker “strengthens” London-based Clear Group’s “UK retail pillar with a high-quality specialist capability”. Founded in 1981, Tamworth-headquartered Shire Insurance Services employs 15 staff and places gross written premiums of about £7 million.