Key Takeaways Homeowners insurance covers your home, belongings, and liability for lawsuits. Mortgage insurance, or PMI, protects the lender if you default on payments. Homeowners insurance is often required by lenders and beneficial for coverage. PMI is necessary if your down payment is less than 20% of the home’s price. Both homeowners insurance and PMI
Key Takeaways Finite risk insurance involves pooling premiums to cover losses, with potential refunds if losses are low. The policyholder may need to pay more if losses exceed premiums, or the transaction ends. Common products include loss portfolio transfers and finite quota share reinsurance. Criticism often targets the obscuring of actual financial conditions or earnings
The RAC has compiled a list of the cheapest new cars to insure in 2026 as it highlights the most effective ways for new drivers to reduce their insurance premiums This article contains affiliate links, we will receive a commission on any sales we generate from it. Learn more Passing your test is only the
Table of Contents The modern veterinary landscape has shifted dramatically from basic husbandry to advanced medical intervention, mirroring human healthcare in both capability and cost. With the North American pet insurance market generating approximately $3.9 billion in premiums in 2023 alone [3], insurance has evolved from a niche product into a fundamental financial hedge. For
As the UK insurance industry heads into 2026, it faces a range of challenges and opportunities. From regulatory pressures to technological advancements, insurers must adapt to stay ahead. Key leaders from EY highlight the importance of modernising data, enhancing resilience, and leveraging AI to drive innovation and growth across life, pensions, and commercial sectors. UK
Things To Consider When You Are Going for an Instant Travel Insurance Purchase ● Always buy from a digital travel insurer in case you urgently need travel insurance. ● Check whether the policy’s start date and time begin immediately or after a cooling-off period. ● Ensure you have adequate coverage for your trip duration and
The Independent was not involved in the creation of this sponsored content. For most drivers, renewal season feels like a quiz they never took. A number appears in an email, the explanation is buried in the fine print, and the logic might as well live in another galaxy. Zego, a UK-based motor insurance provider, is
We researched 69 policies from 23 companies to find the best travel insurance. When companies had more than one highly rated travel insurance policy we used the highest-scoring plan. The pie chart below displays the nine core factors we used in our analysis: cost, medical expense, medical evacuation, trip interruption, travel delay and baggage delay
This article was written by Follow Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than
As the months turn colder, unpredictable weather can cause turmoil on the roads. Aviva, a leading insurance company, has highlighted everyday mistakes drivers tend to make when hitting the road. The research, which surveyed 2,000 Brits, reveals that just over one in six (17%) have driven even though visibility was poor due to bright sunlight.