What are excess and surplus lines of insurance? In E&S insurance, the term “lines” refers to the various commercial risk types or categories covered. Some businesses run operations that require E&S insurance, meaning the risks are too high or unique for the standard insurer. For example, fire coverage for an oil company may be hard
Stockbrokers have urged the capital market regulator to revise the existing sector classification system of the Dhaka Stock Exchange, arguing that the outdated framework limits meaningful market analysis and weakens the market’s appeal to global investors. In a letter sent to the Bangladesh Securities and Exchange Commission today (21 January), the DSE Brokers Association of
It said the total number of people covered by health insurance increased by 4% from 2023 to reach 6.5 million in 2024. The ABI added that 4.8 million of these people were covered by workplace policies. The number of people who claimed on either individual or workplace health insurance policies reached 1.8 million in 2024,
Climate change often feels distant—something discussed in headlines, not felt in daily life. Even phrases like “one-in-100-year flood” sound like a once-in-a-lifetime fluke, something most people will never experience. In reality, it means there is a one percent chance of that level of flooding in any given year. Those odds don’t reset with time, and
Data from 14 different nations has revealed a clear trend: SME owners are seeking out professional advice on cyber insurance, with a significant proportion driven to do so by rising fears around new technology, specifically AI. With cybersecurity a growing concern for small business owners, media coverage of high-profile cyber attacks against the Co-op, M&S,
Stay informed with free updates Simply sign up to the UK employment myFT Digest — delivered directly to your inbox. UK claims on workplace health insurance policies rose by 16 per cent in 2024 against a backdrop of long NHS waiting lists and growing concern that sickness is driving people out of the labour force.
Here’s a fact that many investors seem unaware of: Clean energy stocks dramatically outpaced the artificial intelligence (AI) rally in 2025. In a year in which semiconductor giant Nvidia, long considered the backbone of the $15.7 trillion AI boom, returned 39%, and the tech-heavy Nasdaq Composite rose 21%, the iShares Global Clean Energy ETF (ICLN
TLDR Interactive Brokers beat Q4 earnings estimates with 65 cents per share versus the 59 cents expected, while revenue of $1.64 billion topped forecasts of $1.6 billion. The brokerage added over 1 million new accounts in 2025, pushing total customer accounts up 32% to 4.4 million. Daily average revenue trades increased 30% to 4.04 million
Charitable organisations in West Dunbartonshire can apply for a share of a £63,000 community fund launched by Barratt and David Wilson Homes, aimed at supporting healthy, active lifestyles across Scotland. The 2026 Community Fund will offer £1500 grants to organisations that support wellbeing and deliver positive, long-term impact in the areas where the housebuilders are
When it comes to the smartphone and television market in today’s era, the technology used in the display is one of the most critical elements in assessing image quality, power efficiency, and in general, performance. Consumers familiar with the market terminology related to the displays used in smartphones and television sets are likely to be