Older drivers can lower car insurance bills with one adjustment

Car mileage can be one of the simplest wars to save on insurance

Car insurance can quickly climb up in price, especially for older drivers, which is why it’s vital to ensure people are doing what they can to keep it low.

For older drivers, overestimating car mileage is one of the easiest ways motorists overpay for cover.

This is due to motorists often travelling far less than they initially predicted.

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Taking Care Personal Alarms have analysed the average annual mileage for drivers aged 70 or older, and found that it was just 1,665 miles.

For comparison, the average annual mileage in the UK is around 7,400 miles.

At the same time, commuters drive around 2,300 miles per year just to get to work.

Age UK said: “Insurance providers generally want to know how far you drive every year. This is because the price of insurance is based on how likely it is that a claim will be made – a higher likelihood can contribute to a higher price for cover.

“For example, a person who drives 30,000 miles a year is more likely to have an accident than someone who only drives 6,000 miles a year due to probability alone.

“Therefore, when estimating your annual mileage, try to get it as accurate as possible and don’t overestimate it by too much.”

To ensure you’re saving, road users can usually update their mileage details online within just a few minutes

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