This site claims to be the UK’s original online GAP insurance provider, and it looks as though the website hasn’t been updated since, with a dated design and user interface. Getting a quote requires 14 inputs too, including the price you pay for motor insurance. The resulting quote was unimpressive, but on the plus side, the £750 excess cover is more generous than some.
ala.co.uk
- Premium: around £193.11
- Excess cover: £250
- Rating: 2.0 stars
We really liked the simplicity of the ALA site. Although it requires several inputs, the design means they are clicks rather than typing and it doesn’t demand personal information at this stage. You are then offered two different types of cover with a clear explanation. But the price is too high to be competitive and rises to £218.10 over 10 months. There’s only £250 excess cover, too.
gapinsure.com
- Premium: around £205.44
- Excess cover: £500
- Rating: 2.0 stars
Load Gapinsure from a search engine and the page makes you wait for a call or email to get a price. The home page allows a faster quote, but it’s not obvious. This quoted us £256.80. The e-mailed price gave 20 per cent off, at £205.44 – but that’s still the priciest here.
Verdict
Newcomer Moneymaxim takes the Best Buy, with the lowest quote and a simple-to-use site. If you need a higher excess cover, then we would suggest directgap.co.uk. For drivers wanting to pay monthly or bundle GAP with other insurance products, Motoreasy makes the most sense.
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