Top 5 Flexi Cap Mutual Funds With Best SIP Returns in 3 Years: When the benchmark index Nifty 50 or BSE Sensex goes through sharp market fluctuations, any large, mid, or small mutual fund may fall sharply. They may also register negative returns. The flexi cap mutual category provides the solution to it to some extent. The fund has the stocks of all 3 caps – small, mid, and large. The fund manager can have them in any proportion. If they want, they can shuffle the non-performers with performers.
The only condition is to have at least 65 per cent investments in equity.
But like any other equity fund, flexi cap funds are highly risky and don’t provide a foolproof solution to market fluctuations.
Here, we take you through the top 5 flexi cap mutual funds that have given the highest annualised SIP returns (XIRR) in the 3-year period.
Also know how a Rs 22,222 monthly SIP has performed in each flexi cap fund in the same time frame.
HDFC Flexi Cap Direct Plan-Growth
The flexi cap fund has given 26.29 per cent annualised SIP return in 3 years.
It has assets under management (AUM) of Rs 64,124 crore, while its net asset value (NAV) as on March 27, 2025, was Rs 2,017.73.
Benchmarked against NIFTY 500 TRI, the fund has given 16.94 per cent annualised return since its launch in January 2013.
At an expense ratio of 0.81 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 1,000 as the minimum lump sum investment.
A Rs 22,222 monthly SIP investment in the 3-year period, or a total investment of Rs 7,99,992, has ballooned to Rs 12,25,059.8.
Quant Flexi Cap Fund Direct-Growth
The fund has given 24.49 per cent annualised SIP return in the 3-year period.
It has AUM of Rs 6,189 crore, while its NAV is Rs 101.32.
Benchmarked against NIFTY 500 TRI, the fund has given 19.13 per cent annualised return since its debut in January 2013.
With an expense ratio of 0.61 per cent, the fund has Rs 1,000 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 22,222 monthly SIP investment in the 3-year time frame has sprung to Rs 11,88,303.54.
JM Flexicap Fund Direct Plan-Growth
The fund has given 24.41 per cent annualised SIP return in the 3-year time frame.
It has an asset base of Rs 4,899 crore, while its unit price is Rs 103.47.
Benchmarked against BSE 500 TRI, the fund has given 17.84 per cent annualised return since its beginning in January 2013.
At an expense ratio of 0.57 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 1,000 as the minimum lump sum investment each.
A Rs 22,222 monthly SIP investment in 3 years has zoomed to Rs 11,86,700.78.
Parag Parikh Flexi Cap Fund Direct-Growth
The fund has given 22.66 per cent annualised SIP return in 3 years.
It has a fund size of Rs 88,005 crore, while its NAV is Rs 86.45.
Benchmarked against NIFTY 500 TRI, the fund has given 19.98 per cent annualised return since its starting in January 2013.
With an expense ratio of 0.63 per cent, the fund has Rs 1,000 as the minimum SIP and lump sum investment each.
A Rs 22,222 monthly SIP investment in the 3-year period has jumped to Rs 11,52,280.6.
Franklin India Flexi Cap Fund Direct-Growth
The fund has given 21.92 per cent annualised SIP return in the 3-year period.
Its AUM is Rs 16,139 crore, while its NAV is Rs 1,694.91.
Benchmarked against NIFTY 500 TRI, the fund has given 16.78 per cent annualised return since its inception in January 2013.
At an expense ratio of 0.94 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 22,222 monthly SIP investment in the 3-year time frame has jumped to Rs 11,38,087.34.
