Key Takeaways Business crime insurance protects companies from losses due to business-related crimes like fraud and theft. This insurance isn’t included in typical commercial policies and must be purchased separately. Small businesses are particularly vulnerable to business crimes and often experience significant financial losses. Insurance coverage varies in protection for property-related and off-property business crime
Key Takeaways An insurance grace period is a set time after a premium due date where coverage continues despite late payment. Grace periods can range from 24 hours to 30 days, depending on the policy. During the grace period, policyholders must pay premiums to prevent coverage lapse and potential penalties. States regulate insurance grace periods,
Key Takeaways Block policies provide all-risk coverage for goods in transit or storage by third parties. Inland marine insurance covers transportation risks by land, water, and storage perils. Specialized block policies exist for high-value items like jewelry and furs, with strict security requirements. Block policies complement property insurance by protecting goods in third-party possession. Due
Key Takeaways Homeowners insurance is generally not tax-deductible according to IRS rules. A home office can make part of your homeowners insurance deductible. Landlords can deduct insurance as a business expense. Mortgage interest and some real estate taxes can be deducted, but not insurance premiums. Unfortunately, the Internal Revenue Service (IRS) considers homeowners insurance a
Insurance ServicesAuto Fact Checked Jan 14, 2026 Why Trust Us Why Trust Us Here’s a breakdown of how we reviewed and rated the top auto insurance providers 8,500 Data Points Analyzed 12,500 Customers Surveyed Written By Daniel Robinson Written By Daniel Robinson Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto
Commercial trucking insurance startup Nirvana Tech Inc. said today it has raised $100 million in a late-stage round of funding that will fuel its expansion into new industry segments. The startup has built what it describes as the world’s first artificial intelligence-native operating system for insurance, combining telematics data with specialized large language models that
Genikes Insurance was named the best general sector insurance company in Cyprus for the fifth consecutive year in 2025, after being recognised by two international awards bodies for its performance, customer focus and digital transformation, underscoring its position in the Cypriot insurance market. “Genikes Insurance has a strong reputation as the most trusted insurance company
Today, the Financial Conduct Authority (FCA) responded to Which?’s super-complaint on standards in the home and travel insurance markets. Years of Which? research have exposed widespread failings in how home and travel insurance policies are sold and explained, and also with how claims are then handled. In its report published today, the financial services regulator
Unlock the Editor’s Digest for free Roula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter. The UK financial watchdog has vowed to step up efforts to prevent customers being treated poorly by home and travel insurers, including a review of how they outsource claims to third-party intermediaries. The Financial Conduct
Cruising is one of the most relaxing ways to holiday, but unexpected events can quickly turn a dream trip into a costly stress. Cruise travel insurance protects cancellations, medical emergencies, missed departures, lost luggage and more. The challenge for many travellers is that cruise insurance often costs more than standard travel insurance. The good news