The term personal finance is exactly what it implies: the management of your money, and broadly encompasses strategies you can put in place to make smart decisions about said money, not just for the present but also for the long term. How do you meet your personal goals in an effective way that does not
If memory loss is affecting your everyday life, there are a number of devices that can help. They usually work by giving a visual, verbal or audible reminder to do something. There is more information on the next few pages about electronic devices that can help. However, there are also non-electronic solutions to help with
Why you can trust TechRadar We spend hours testing every product or service we review, so you can be sure you’re buying the best. Find out more about how we test. Wallet is a money management app that lets you get on top of your finances and keep them in good order, which is more
What Is Property Insurance? Property insurance is a broad term for a series of policies that provide either property protection or liability coverage for property owners. Property insurance provides financial reimbursement to the owner or renter of a structure and its contents in case of damage or theft—and to a person other than the owner
Energy drinks are popular beverages meant to improve energy, alertness, and concentration. They contain ingredients that aim to boost these mental and physical aspects, such as caffeine, sugar, B vitamins, herbal extracts, and amino acid derivatives like L-taurine. While they can deliver benefits, energy drinks have a number of associated health concerns related to excessive
Key Takeaways A unitized fund pools assets from multiple investors and reports individualized unit values. Unitized stock funds are commonly used in employee benefit plans like ESOPs for managing company stock efficiently. These funds may include cash holdings, causing their unit value to differ from the actual stock price. Insurance companies use unitized structures to
What is a Unitized Fund A unitized fund is a type of investment fund structure that uses pooled money to invest with individually reported unit values for investors. Assets in the pool are managed to a specific objective, often with concentration in one stock. Investors are provided with a daily unitized value for their portion of the
Prior to the global financial crisis, most savers had never considered the idea that their money might not be safe in a bank. That might also apply to brokerage accounts, where the system of using nominee accounts should leave client assets untouched in the event of a broker failure. However, some recent broker failures have
Tax is complex enough at the best of times but its intricacies are exacerbated among high earners Taxation is a crucial factor when managing the finances of high-income clients. It is a complicated area, made even trickier by the fact there are many different variables that can affect the amount of tax owed. The standard
Brève synthèse La Forêt Bialowieza est un vaste complexe forestier qui se trouve à la frontière entre la Pologne et le Bélarus. Grâce à plusieurs décennies de protection, la Forêt a survécu dans son état naturel jusqu’à aujourd’hui. Le Parc national Bialowieza, en Pologne, a été inscrit sur la Liste du patrimoine mondial en