Consumer rights expert Martyn James has put together a guide so you know your rights if you need to make a claim after the weather strikes A woman walks past a house covered with icicles(Image: Getty Images) As I write this article, the UK is more or less covered in snow and temperatures have dipped
Unlock the Editor’s Digest for free Roula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter. The UK’s most prominent “star” stockpickers delivered lower returns than cash last year, as many active fund managers struggled to compete with passive index trackers and the rise of US technology stocks. Nick Train, who
Key Takeaways Financial planners help clients achieve financial goals like saving, investing, and retirement planning. A bachelor’s degree is usually sufficient, but higher degrees and certifications are beneficial. Financial planners typically earn income through fee-based services and product commissions. Essential skills include building client relationships and a passion for personal finance. Licensing exams, such as
Key Takeaways Variable life insurance combines permanent life coverage with an investment component, often involving mutual funds. These policies offer death benefits and potential cash value growth, but carry more risk due to market fluctuations. Tax advantages include tax-free growth of cash value accounts and the option for tax-free loans against the policy. Evaluating costs,
£100 penalties are handed out to those who miss the looming deadline Aditi Rane Senior Reporter and Lee Garrett 04:00, 10 Jan 2026 The deadline is fast approaching – and people should act!(Image: Getty Images) HM Revenue and Customs (HMRC) has issued a warning that 5.65 million people still need to submit their Self Assessment
Key Takeaways Shortfall cover addresses gaps in existing insurance coverage, protecting the insured against specific risks. Consumers use shortfall cover to ensure full replacement value for assets like totaled cars. Insurance companies purchase shortfall covers as a form of facultative reinsurance in the market. Shortfall covers enable policyholders to adjust coverage based on changing circumstances
In early January 2026, The Timken Company announced a series of leadership changes, including appointing John Szarka as its first chief technology officer to oversee enterprise-wide technology, AI, automation and data strategy, alongside new regional presidents for the Americas and Europe to sharpen geographic focus. By elevating technology to the C-suite and giving regional heads
Mumbai: India’s market regulator has moved to significantly soften the regulatory framework governing technical glitches at stockbrokers, a step that will sharply reduce compliance costs for smaller firms while retaining oversight over larger, technology-heavy players. In a circular issued on Friday, the Securities and Exchange Board of India (Sebi) said it has reviewed and revised
India’s market regulator has changed the rules on how stock brokers report technical glitches, easing the burden on smaller firms while keeping scrutiny on problems that actually affect trading or investors. The Securities and Exchange Board of India (SEBI) announced the revised framework on Friday, signalling a shift away from one-size-fits-all regulation. The move comes
Defence spending accelerates Geopolitical tensions are driving an unprecedented expansion in global defence budgets. At the 2025 NATO Summit, allied nations committed to a new spending target: allocating at least 3.5% of GDP annually on defence expenditure by 2035, with total defence and security spending reaching 5% of GDP. This represents a massive escalation. Major