NRMA has warned Australians to provide “accurate information” after a loophole was exposed where people can change their gender to non-binary to score a cheaper claim of about $800.
An Aussie driver, Ben called into Sydney’s 2GB on Monday to reveal he had discovered his car insurance quote dropped by $800 after he ticked the non-binary tab when applying for comprehensive coverage through NRMA.
“I found the box on there and thought I’m just going to give it a tick and see what it comes out with, it might be a bit of a joke,” he told Ben Fordham.
“A joke is right. I was absolutely stunned with what I found… I’d like to see the evidence behind it.”
After the loophole was exposed, NRMA warned drivers to provide “accurate information” when applying for an annual comprehensive insurance quotes.
“NRMA Insurance recently introduced a non-binary option into the comprehensive car insurance quoting process to enable non-binary customers to be represented and recognised when applying for insurance,” an NRMA spokesperson told SkyNews.com.au.
“We consider a number of factors when determining the premium for car insurance, including the gender of the driver, make and model of your vehicle and claims history.
“We will continue to refine our approach as we gain insight on driver behaviour to ensure policies and premiums are reflected appropriately.
“It’s important customers provide accurate information when purchasing insurance.”
Despite the warning Aussies look to take advantage of the loophole found with NRMA and Allianz Insurance.
Podcast host Chris Primod said he will now change his gender.
“So, moving forward I’m no longer a male … I now identify as non-binary for insurance purposes only,” Primod said on TikTok.
“Bro this is a life hack we all need,” one reacted.
“I’m now a they/them no second questions asked,” another said.
“I’ve been doing this for years!” a third said.
While one driver claimed it to be a “trap”.
“If those non-binary numbers increase, they’ll make more laws and concessions accordingly. Fight back by not complying, even if it costs more for a period of time,” they said.
Sky News host Chris Kenny highlighted the “staggering story” around insurance and the gender identity loophole on Monday night.
“Just extraordinary … now either non-binary people are the safest drivers, and we ought to be hitting up our non-binary friends for a lift in that case, or this is more evidence of the madness of the woke mindset,” Kenny said.
SkyNews.com.au put Ben’s non-binary claims to the test and sought a quote for annual comprehensive NRMA car insurance with vehicle excess of $1000, using this writer’s car and personal information as a guide.
Selecting gender as “Male” gave a quote of $2,569.59.
Selecting “Female”, while keeping all other information identical to the “Male” quote, garnered a slightly lower quote at $2,145.87.
While the “Non-Binary” quote was well below both – coming in at $1,789.44.
It was revealed on 2GB, another insurance company, Allianz also offers non-binary claims.
A quote for a non-binary identifying person would be $500 cheaper at $2,300 compared to male at $2,800.
SkyNews.com.au has reached out to Allianz Insurance for comment.
